Maternity Services

Public, Semi-Private, and Private Options

Maternity Care in Ireland

Ireland offers three main pathways for maternity care: public, semi-private, and private. The level of choice, continuity of care, and cost vary significantly between them. Updated for 2026 HSE.

Public Maternity Care (HSE)

Under the Maternity & Infant Care Scheme, all women who are ordinarily resident in Ireland are entitled to free maternity care through the public system.

What's Covered

Cost

Free — there are no charges for public maternity care. Hospital inpatient charges (€80/day) are waived for maternity patients.

Limitations

You will see different doctors/midwives at each visit (no continuity of care). You cannot choose your consultant. You will be in a shared ward after delivery (typically 4–6 beds).

Semi-Private Maternity Care

Available if you have private health insurance or choose to pay out-of-pocket. Semi-private care gives you:

Most health insurance plans include semi-private maternity cover. Check your policy for details on waiting periods (typically 52 weeks for planned maternity care).

Out-of-pocket cost (without insurance): Typically €2,000–€4,000 total for consultant fees and semi-private accommodation.

Private Maternity Care

Private care offers the highest level of choice and comfort:

Cost (with insurance): Depending on your plan, most or all of the cost is covered. You may still need to pay consultant fees upfront and claim back.

Cost (without insurance): €3,000–€7,000 for the full package, plus hospital accommodation charges.

Key Maternity Hospitals in Ireland

Maternity Leave and Benefit